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  • -Fresh Market

July Market Report: Housing sales up from last year, pendings way up

August 13th, 2015|0 Comments

According to preliminary data released today by the Cape Cod & Islands Association of REALTORS® (CCIAOR), 493 homes sold in July,  390 single-family homes and 103 condominiums. Median sales price […]

National Grid Gas Moratorium Update

National Grid has instituted restrictions on natural gas hookups and upgrades in the Mid and Lower Cape.

In Barnstable and Yarmouth, there are limitations to new natural gas hookups and added load, while in Dennis through Eastham, there is a conversion and added load moratorium.

What REALTORS® Need to Know

CCIAOR & CCIMLS Proposed Bylaw Changes

The CCIAOR & the CCIMLS Board of Directors have called a special membership meeting on Wednesday, September 2nd at 9 a.m. to vote on proposed bylaw changes.

Online voting will open on Wednesday, August 26th – 1 week prior to the membership meeting. Pursant to the bylaws, an informational meeting was held July 29th to discuss the bylaw changes.

Closings are Changing: New rules and documents are coming

Closings are changing. Going away are the Good Faith Estimate and the HUD-1 and they are being replaced with new documents and new timelines lenders must abide by. Any new mortgage application will use new CFPB disclosure forms and timelines. While scheduled to be implemented August 1st, there is a current proposal to delay implementation until October 1st by the CFPB, but it must undergo public comment before becoming official.
  • The Closing Disclosure replaces the HUD-1. The lender must provide the Closing Disclsosure to the buyer at least 3 business days prior to a closing
  • The Loan Estimate replaces the Good Faith Estimate. The lender must send the Loan Estimate within three business days after receiving application from a consumer and the final Loan Estimate must be issued at least 7 business days prior to the closing
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